Our Fine Print
Financial Services Guide
Our Financial Services Guide (FSG) is an important document that helps you make an informed decision about the services we offer and whether they are suited appropriately to meet your needs. It lists out our services, how we are paid and should you need it, our complaints process.
The Adviser Profile forms part of our overall Financial Services Guide and is more specific to Cargill Financial and the staff within. It provides you more information on your particular financial adviser, including what areas they can assist with and the costs involved.
We collect personal information, including sensitive information (e.g. health information), from you to provide you with services including financial advice.
We may also use your information to comply with legislative or regulatory requirements in any jurisdiction, to prevent fraud, crime or other activity that may cause harm in relation to the particular products or services provided, and to help us run our business.
If you do not provide all the information we request, we may no longer be able to provide a product or service, including financial advice, to you. Full details can be read in our Financial Service Guide (FSG) above.
General Advice Warning
Material contained on this website is an overview or summary only and it should not be considered a comprehensive statement on any matter nor relied upon as such. The information and any advice on this website does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it and obtain financial advice. Any taxation position described in this website is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and our interpretation.
Your individual situation may differ and you should seek independent professional tax advice. The rules associated with the super and tax regimes are complex and subject to change and the opportunities and effects will differ depending on your personal circumstances.
This website may contain material provided directly by third parties and is given in good faith and has been derived from sources believed to be reliable but has not been independently verified.