Ph:03 9123 6304
Our Fine Print
Financial Services Guide
Our Financial Services Guide (FSG) is an important document that helps you make an informed decision about the services we offer and whether they are suited appropriately to meet your needs. It lists out our services, how we are paid and should you need it, our complaints process.
Privacy Policy
Adviser Profile
The Adviser Profile forms part of our overall Financial Services Guide and is more specific to Cargill Financial and the staff within. It provides you more information on your particular financial adviser, including what areas they can assist with and the costs involved.
Cargill Financial complies with a strict Privacy Policy to ensure the security of your personal and private information.
We collect personal information, including sensitive information (e.g. health information), from you to provide you with services including financial advice.
We may also use your information to comply with legislative or regulatory requirements in any jurisdiction, to prevent fraud, crime or other activity that may cause harm in relation to the particular products or services provided, and to help us run our business.
​
Click here to see Count's full Privacy Policy
Complaints Policy
Cargill Financial and Paragem are committed to providing quality advice to all our clients. This commitment extends to providing accessible complaint resolution mechanisms for our clients as well. The first step is to contact our office as the providing practice and tell us about your concerns and we will aim to resolve your complaint quickly and fairly. If you have raised your concern with us and the matter has not been resolved to your satisfaction, then you should click on the following link to determine the next steps to take and the relevant contact details for your complaint. https://www.paragem.com.au/complaints-process/
General Advice Warning
The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your personal objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.
Any taxation position described in this website is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and our interpretation.Your individual situation may differ and you should seek independent professional tax advice.
​
This website may contain material provided directly by third parties and is given in good faith and has been derived from sources believed to be reliable but has not been independently verified.
​
Terms & Conditions
Your use of the website constitutes your agreement to the Terms of Use. You can review the Terms of Use by following links labelled "Terms of use" at various points within the Website.
Accuracy of Information
The information on the website is provided to you "as is" by Cargill Financial in good faith and has been derived from sources believed by Cargill Financial to be reliable and accurate at the time of providing it. Cargill Financial does not guarantee the accuracy of information on the website.
​
Disclaimer
To the extent permitted by law, Cargill Financial and its employees, agents and authorised representatives exclude all liability for any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the website whether or not caused by any negligent act or omission. If any law prohibits the exclusion of such liability, Cargill Financial hereby limits its liability, to the extent permitted by law, to the resupply of the said information.
Not a recommendation, offer or invitation to invest
The information on the website is not intended to be a recommendation, offer, or invitation to take up securities or other financial products by any company or person. This information is general advice only and does not take into account your or any particular investor's particular circumstances. You should always consult a financial adviser for advice that addresses your specific needs and situation before making investment decisions.
You should seek professional advice as to the implications of particular investment decisions and options.
The Australian Position Only
The information contained in this Website relates only to Australia and not to any other country.
Links to other sites
Cargill Financial has not reviewed any of the websites which link to this website or to which this website links. Cargill Financial is not responsible for the content of any other websites or pages linked to or linking to this website. Cargill Financial does not endorse or otherwise sponsor such links. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk.
​
Copyright
© 2026 Cargill Financial ABN 42 185 830 856 and contributors - All rights reserved. The material on this website is protected by Australian Copyright Legislation and in copyright legislation in other countries.
You may view this website and its contents using a web browser. You may make copies of portions of this website solely for your own information, research or study provided that you do not modify the copy from how it appears on the website and include the copyright notice appearing above on the copy that you make.