Plan, Action & Review

While you may have had your financial plan in place for a little while now, it is always a good idea to review things to ensure it all remains current and appropriate. Legislation and economic conditions can change quickly and it's best to be on top of it all. Call us for a review today.




We want to make sure that your superannuation is working as hard as you are. Outside your income or family home, your superannuation may be your biggest investment so it's important to get     it right. 


Living a comfortable life in retirement and retiring as early as possible is a goal of many and we can help to develop a plan to build your assets for retirement as well as mapping out how to use your funds in retirement so they'll last. 


You work hard to earn your income so you should ensure that it's working its hardest for you. We assist with strategies and plans to reduce debt and save for the things that mean the most to you. 


Making sure that your finances can weather life's road bumps is an integral part of any financial plan. With many people earning over $2 million in wages over their lifetime, protecting this asset is essential. 


Dealing with Government bodies or Aged Care facilities can be confusing and time consuming. We can assist to ensure that you are in the best financial position possible given all the options available to you. 

Financial planning involves developing comprehensive, effective strategies to strengthen your financial security and ensure you meet your financial goals.


Exceptionally qualified & friendly accountants.
They provide assistance with: 
  • Bookkeeping/Accounting
  • Business Start-Up
  • Software solutions
  • Company Secretary
  • SMSF
  • Rental Property
  • And much more
And because they are in the same office, it's convenient for our clients. We're your one-stop-shop for your financial needs.

Loan Assistance

We also have access to loan brokers to assist with your first home loan, refinancing, investment or property loans or limited recourse borrowing for your SMSF.

Legal Assistance

If you have any legal needs such as a new Will, assistance with a divorce, or establishing a business, we have access to solicitors and lawyers that can assist you. 
Whatever your need, just ask and we can assist with a referral to a trusted associate. 


Matt Lancashire

Senior Financial Adviser

My name is Matt and I'm the senior financial adviser at Cargill Financial. I started here in 2009 and I have extensive experience in providing advice across a wide range of areas, including superannuation, retirement planning and personal insurance.


I believe it is my role to understand what is important to you and to tailor strategies to meet your objectives.

In my spare time I enjoy playing competitive tennis and supporting the Bombers. 

Brodie Miller

Client & Practice Manager

I'm Brodie and I started at Cargill's in 2017 but I've been working in the financial planning industry since 2000.

I love helping clients hit their financial goals, whether that is retirement, home ownership or just better money management. I have a technical and compliance focus and want to ensure our clients understand their strategies so they will stick to them.

I love travelling but with 2 kids, it's not too often. We recently went on a fantastic big family trip to Disneyworld in Florida after 9 years of saving.

Matthew Lancashire (316347) and Brodie Miller (280954) are authorised representatives of Paragem Pty Ltd, AFSL 297 276 ABN 16 108 571 875 Level 1, 10 Bridge Street, Sydney NSW. They are also both Certified Financial Planners (CFP).  For more details, download a copy of our Financial Services Guide (FSG) , Supplementary Financial Services Guide (SFSG) and Adviser Guide from our Fine Print Page.


We have been consulting and receiving advice from Matt Lancashire now for nearly four years in regard to our transition to retirement.  Matt is extremely professional, easy to talk to and consistently follows up with us and has assisted us to make informed decisions.  We find him to be very respectful and trustworthy and we have had good returns on our investment and would highly recommend his advice. 

- Len and Judy

I have had insurance (life,TPD and trauma) through Cargill for about 7 years and I was questioning if it was this worth it. After speaking with Matt, I decided yes it was. This year I had a heart attack.

The way Cargill handled the claim was ABOVE AND BEYOND! They actually cared! Can not speak highly enough of both Matt and Brodie

- Stephen

Deidre Spiridopoulos

Administration Assistant

Deidre comes to us with extensive administration experience.

She will be organising all our client reviews so you'll be hearing from her shortly if you haven't already. She'll also be helping with office administration.

Don't forget to say hello to Deidre to make her feel

welcome in the Cargill Financial team.   

Her face may seem familiar, as her twin, Briony, works with

Cargill & Associates on the accounting side.   



We, at Cargill's, not only want to make sure that you're on track to reaching your financial goals but also that you understand the strategies and legislation that you are using to get you there. Our monthly emails educate readers with simple and easy to digest articles relating to financial planning matters that may affect you. From helping out your kids, to understanding the types and need for personal insurance or even just tips on savings plans or building super, there's something for everyone. Sign up and see for yourself!

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03 9351 0222


Ground Floor, 74 Keilor Road

Essendon  North  VIC  3041


P O Box 407

Essendon North  VIC  3041

Cargill Financial Pty Ltd
Ground Floor, 74 Keilor Road | Essendon North VIC 3041 | Tel 03 9351 0222 | Email
Cargill Financial is a Corporate Authorised Representative of Paragem Pty Ltd.
 Level 1, 10 Bridge Street, Sydney NSW ABN 16 108 571 875 AFSL 297276