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Plan, Action & Review

While you may have had your financial plan in place for a little while now, it is always a good idea to review things to ensure it all remains current and appropriate. Legislation and economic conditions can change quickly and it's best to be on top of it all. Call us for a review today.

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We want to make sure that your superannuation is working as hard as you are. Outside your income or family home, your superannuation may be your biggest investment so it's important to get     it right. 


Living a comfortable life in retirement and retiring as early as possible is a goal of many and we can help to develop a plan to build your assets for retirement as well as mapping out how to use your funds in retirement so they'll last. 


You work hard to earn your income so you should ensure that it's working its hardest for you. We assist with strategies and plans to reduce debt and save for the things that mean the most to you. 


Making sure that your finances can weather life's road bumps is an integral part of any financial plan. With many people earning over $2 million in wages over their lifetime, protecting this asset is essential. 


Dealing with Government bodies or Aged Care facilities can be confusing and time consuming. We can assist to ensure that you are in the best financial position possible given all the options available to you. 

Financial planning involves developing comprehensive, effective strategies to strengthen your financial security and ensure you meet your financial goals.


Exceptionally qualified & friendly accountants.
They provide assistance with: 
  • Bookkeeping/Accounting
  • Business Start-Up
  • Software solutions
  • Company Secretary
  • SMSF
  • Rental Property
  • And much more
And because they are in the same office, it's convenient for our clients. We're your one-stop-shop for your financial needs.

Loan Assistance

We also have access to loan brokers to assist with your first home loan, refinancing, investment or property loans or limited recourse borrowing for your SMSF.

Legal Assistance

If you have any legal needs such as a new Will, assistance with a divorce, or establishing a business, we have access to solicitors and lawyers that can assist you. 
Whatever your need, just ask and we can assist with a referral to a trusted associate. 


Senior Financial Adviser

Matt Lancashire
Matt Lancashire

Senior Financial Adviser

Brodie Miller

Senior Financial Adviser

Brodie Miller

Senior Financial Adviser

My name is Matt and I'm a director and senior financial adviser at Cargill Financial. I started here in 2009 and I have extensive experience in providing advice across a wide range of areas, including superannuation, retirement planning and personal insurance.


I believe it is my role to understand what is important to you and to tailor strategies to meet your objectives. Let me take on your financial worries.

In my spare time I enjoy playing competitive tennis and supporting the Bombers. 

I'm Brodie and I am also a director and senior financial adviser at Cargill's. I've been here since 2017 but been working in financial planning since 2000.

I love helping clients hit their financial goals, whether that is a comfortable retirement, financial protection or just better money management. I have a technical and compliance focus and want to ensure our clients understand their strategies so they will stick to them.

I love travelling and have my flights to New York booked for December 2023. 

Matthew Lancashire (316347) and Brodie Miller (280954) are authorised representatives of Paragem Pty Ltd, AFSL 297 276 ABN 16 108 571 875 Level 15, 115 Pitt Street, Sydney NSW 2000. They are also both Certified Financial Planners (CFP).  For more details, download a copy of our Financial Services Guide (FSG) and Adviser Guide from our Fine Print Page.

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Administration Assistant

Deidre Spiridopoulos
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Deidre Spiridopoulos

Administration Assistant

Deidre is our resident review organiser so you've probably already spoken to her or received her emails.

She organises all things client review, from the client meetings with Matt, to the documents he has prepared. She really is an all-rounder as Deidre also helps with office administration.    

Deidre has 2 kids and enjoys walking. She has big plans for a family holiday to Greece sometime soon.....    

Steve has extensive office experience and is picking up things very easily. 

Steve will be helping out with administration tasks. You'll probably be getting emails or phone calls from him to follow up on outstanding items or giving you an update on your investment and insurance applications.

Steve has 3 kids and is an avid North Melbourne supporter. He has lived in Sydney and Singapore but has come back home to Melbourne to support his beloved football team and so his children can attend school here. 

Administration Assistant


Administration Assistant

Steve Lonsdale
Steve Lonsdale


I have had insurance (life,TPD and trauma) through Cargill for about 7 years and I was questioning if it was this worth it. After speaking with Matt, I decided yes it was. This year I had a heart attack.

The way Cargill handled the claim was ABOVE AND BEYOND! They actually cared! Can not speak highly enough of both Matt and Brodie

- Stephen

We have been consulting and receiving advice from Matt Lancashire now for nearly four years in regard to our transition to retirement.  Matt is extremely professional, easy to talk to and consistently follows up with us and has assisted us to make informed decisions.  We find him to be very respectful and trustworthy and we have had good returns on our investment and would highly recommend his advice. 

- Len and Judy



We, at Cargill's, not only want to make sure that you're on track to reaching your financial goals but also that you understand the strategies and legislation that you are using to get you there. Our monthly emails educate readers with simple and easy to digest articles relating to financial planning matters that may affect you. From helping out your kids, to understanding the types and need for personal insurance or even just tips on savings plans or building super, there's something for everyone. Sign up and see for yourself!

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03 9123 6304

Ground Floor, 74 Keilor Road

Essendon  North  VIC  3041

PO Box 437

Essendon North  VIC  3041


Success! Message received. One of the guys will get back to you within 24 hours. If your question is urgent, please don't hesitate to give us a call on 03 9351 0222.

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